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Insurance Claims under Florida Law / Property Damage Attorney

Insurance Claims under Florida Law / Property Damage Attorney

Property Damage Attorney Florida

Free Consultation With an Attorney to Discuss your Case

insurance claims, florida, brevard county, melbourne, palm bayAn insurance claims litigation attorney helps and assists individuals and business owners recover damages from insurance companies who are wrongfully denying or undervaluing its policy holder’s insurance claims under Florida law.

A catastrophic event such as flooding, storms, fires, pipe burst and sinkholes can often be a life-changing event whether you are a homeowner, business owner, or commercial property owner. This time of need, unfortunately, is often the very moment that many insurance policyholders discover that their insurance company often times does not have their best interest in mind.

After habitually paying your insurance premiums you expect to be covered for the events contemplated by the coverage of your insurance policy. However, big insurance companies are profit-driven businesses and often protect their shareholders’ bottom line at the expense of its policyholders by delaying, denying, and undervaluing its policy holder’s claims during their time of need.

If you have an insurance dispute and are looking for serious representation we will fight for you. But first, we will always be glad to give you a free consultation and discuss all your options with you. We have successfully litigated and are currently in litigation against some of the largest insurance companies in the country.

If your insurance company is denying or undervaluing your insurance claim Contact the insurance attorneys at Arcadier, Biggie & Wood today for help!

The insurance claims lawyers and attorneys of Arcadier, Biggie and Wood handle a wide area of Property Damage Claims / Insurance Claims / Insurance Disputes and Insurance litigation matters including but not limited to:

  • Natural Disaster
  • Storm Damage
  • Hurricane Damage
  • Water Damage
  • Flood Damage
  • Hail Damage
  • Mold Damage
  • Fire Damage
  • Sinkhole damage
  • Lightning Damage Claims
  • Life Insurance Claims
  • Property Damage Claims
  • Home Owner’s Disputes
  • ERISA Long Term Disability
  • Pipe Burst
  • Insurance Remediation
  • Social Security Disability

The insurance claim and property damage claims lawyers and attorneys of Arcadier, Biggie and Wood, PLLC provide legal services throughout Florida. Under most scenarios, we can pursue your legal claims against the insurance company on a contingency fee basis, meaning, you don’t pay anything unless we recover damages.

Filing a Bad Faith Lawsuit Under Florida law, insurance claims are filed with insurance companies by clients who entered into an agreement with the company that as long as the client pays their premiums for the policy, the insurance company will process that claim in good faith and fair dealing. Unfortunately, not all insurance companies live up to this agreement and fails to handle claims as promised. When this happens, the client may have grounds to file a bad faith insurance lawsuit.

At the Law Offices of Arcadier, Biggie & Wood, our attorneys have successfully represented many clients who have filed insurance claims under Florida law, only to have the insurance company refuse to cover their claim.

When an insurance company denies a valid under Florida law insurance claim unfairly, the policyholder could face significant financial devastation. A policyholder trying to fight the insurance company’s denial on their own could be overwhelmed by the insurance company’s team of attorneys and large budget, making this a very difficult fight for the policyholder. This is why having a skilled attorney from our firm advocating for you against these teams of insurance company attorneys is critical.

Some examples of an insurance company exhibiting bad faith include:

  •       The insurance company takes an unreasonable amount of time to process and pay the policyholder’s claim.
  •       The insurance company fails to adequately investigates the policyholder’s claim but denies claim or undervalues the amount they pay for the claim.
  •       The insurance company denied the claim, but fails to provide the policyholder with a valid or satisfactory reason.

There are several different types of insurance claims under Florida law that can result in bad faith lawsuits, including personal injury lawsuits. For example, if an insurance company is legally obligated to cover a homeowner in a premises liability lawsuit but fails to do so, the homeowner can sue the insurance company by filing a bad faith insurance lawsuit.

Settlements and award in bad faith insurance claim lawsuits will be determined on the circumstances of the case, the insurance company’s reputation, and if the company has any prior past bad faith claims filed against them. In some cases, the settlement can actually be more than what the original claim payout would have been. In some cases, the policyholder may even be awarded punitive damages.

If you are unsure if you insurance claim under Florida law has been unfairly denied or you suspect other acts of bad faith on the party of the insurance company, consider contacting an attorney from the Law Offices of Arcadier, Biggie & Wood to determine if you have grounds to file a bad faith lawsuit against the insurance company. Call our office today to schedule a free and confidential consultation and find out what your legal options may be.