A Personal Injury Lawyer Melbourne, FL Trusts
When you or a family member has suffered harm after being involved in an accident that was caused by another person, you should consult an experienced Melbourne, FL personal injury lawyer from Arcadier, Biggie & Wood, PLLC.
A good personal injury lawyer should be experienced, knowledgeable, mentally strong, and dedicated to their client’s needs. He or she should be able to turn the tables on insurance companies when they try to take advantage of a situation or offer unfair settlements to victims. Finally, the kind of personal injury lawyer in Melbourne, FL you want on your side should be prepared to overcome all odds to get you the best possible results – through negotiations or trial. If you are seeking this kind of lawyer, call Arcadier, Biggie & Wood, PLLC now.
Personal Injury Claims
A personal injury claim can be straightforward, or very complex depending on the circumstances. In general, the more serious the injuries are, the more likely it will be for the insurance company to fight against paying out what the victim needs and deserves. Insurance adjusters are well known for their clever-like tactics and will say just about anything to get the defendant to agree to a settlement with a Melbourne, FL personal injury lawyer. Statements like:
- “You don’t need a lawyer.”
- “We will settle now so you can move forward with your life.”
- “If you don’t accept our offer, you might lose out on the opportunity.”
The insurance company might also suggest that you are partially, or fully, to blame. Due to the sensitive nature of these statements, and the possibility of saying something unintentionally, you should absolutely consult a personal injury lawyer before speaking to the insurance companies. If you choose to retain a personal injury lawyer in Melbourne, FL, and you should, he or she will be able to deal with the people so that you can focus on your recovery.
Cases We Have Handled
- Hit and runs
- Car accidents
- Commercial truck accidents
- Boat, ATV, and off-road vehicle accidents
- Loss of limb
- Severe burns, lacerations, or scarring
- Broken bones, sprains, and muscle injuries
- Near drowning or drowning
- Brain or head injury
- Neck or spine injury
- Loss of any of the five senses
When an accident is the result of another person’s recklessness, negligence, or intentional conduct, they may be responsible to compensate the victim. The goal of compensation is to restore the victims’ life as much as possible – physically, financially, and mentally. A personal injury lawyer may seek to recover damages such as:
- Medical bills
- Rehabilitative therapy
- Lost wages and earning potential
- Prospective losses
- Prospective medical bills
- Pain and suffering
- Punitive damages when applicable
If you are the family member of a victim of a fatal accident caused by the negligence of another party or parties, a wrongful death claim might be filed. In addition to the above damages, a lawyer might also see compensation for a loss of affection, funeral costs, and more.
There are statute of limitations to filing a personal injury claim. This means you should not waste any time. Call a personal injury lawyer Melbourne, FL victims turn to from Arcadier, Biggie & Wood, PLLC now for a complimentary case review.
Insurance Company Communications
Being involved in an accident can be shocking, upsetting, and leave you feeling confused about what to do next. Insurance companies will likely have contacted you soon after the accident. They could be insistent on getting a statement from you or offering you an immediate settlement.
During this time you are at your most vulnerable, and insurance companies know this. Before you agree to any settlement or sign any paperwork, you should talk with a Melbourne, FL personal injury lawyer. In doing so, you could be prevented from experiencing financial loss and disappointment. For an immediate consultation with an experienced personal injury lawyer, call Arcadier, Biggie & Wood, PLLC.
Understanding Insurance Companies and How they Work
After an accident, apart from getting medical help, there are two very important steps to take. The first is to tell a personal injury lawyer what happened and the second is to report the accident to your insurance company. When you do report the accident, the insurance company may want to interview you at that moment. In some situations, they may do so at a later date. This helps to begin the claim process. The insurance adjuster will want to know as many details as possible in order to understand exactly what happened.
Tips Before You Speak to the Insurance Adjuster
Ideally, you will have consulted a personal injury lawyer to gain a comprehensive understanding of what you should and should not say to the insurance adjuster. The following tips can also be taken into consideration:
- Stick to the basic facts
- Do not admit any fault even if you contributed 1% to the accident
- Remember you can refer them to your lawyer
- Keep things simple
Talking with the Insurance Adjuster
In general, the interview with your insurance adjuster will be held over the phone. Sometimes you may be asked to come to the nearest office. Before the interview begins, the adjuster must tell you that it will be recorded. If you do not wish this, you should say so very clearly. Furthermore, if English is not your first language, you are unable to speak, or you have hearing problems, this should be told to the adjuster ahead of time.
Potential Questions to Prepare For
As the interview begins, the adjuster may ask you many questions about the accident. You should be honest, but brief. If you don’t know the answer, say that you “don’t know”, “are uncertain”, or “don’t remember.” This is better than guessing. Examples of questions could include:
- How did the accident happen?
- Where did it happen?
- Was anyone injured?
- Do you have the contact details of the other people involved?
- Did you file a police report?
- Were there any witnesses?
Following the interview, it is possible that you will be offered an immediate settlement. This is particularly true when it is found that the other party is 100% at fault. In general, the amount of this settlement will be incredibly low; so much so, that you may not even be offered enough to cover your losses. For this reason, and more, it is advisable to retain a personal injury lawyer who can protect your rights and interests.
Retaining Legal Counsel to Represent You
As you might notice, dealing with the insurance company may not be a smooth process. By retaining a personal injury lawyer, you can be provided with a legal professional who has the experience and knowledge you need. Our firm can offer you the following benefits:
- We can maintain all communication with the insurance companies
- We understand the clever tactics used against insurance adjusters
- We will protect your rights
- We may be able to prove that the other party was 100% at fault
- Our lawyers will seek maximum compensation
To learn more, please call Arcadier, Biggie & Wood, PLLC to speak with a qualified personal injury lawyer Melbourne, FL clients recommend.