A Personal Injury Lawyer Melbourne, FL Trusts
Have you been injured, and believe it was because of another person’s recklessness or wrongdoing? If so, you should consult a personal injury lawyer that Melbourne, FL trusts to find out whether or not you have any legal options.
When you or a family member has suffered harm after being involved in an accident that was caused by another person, you should consult an experienced Melbourne, FL personal injury lawyer from Arcadier, Biggie & Wood, PLLC.
A good personal injury lawyer should be experienced, knowledgeable, mentally strong, and dedicated to their client’s needs. He or she should be able to turn the tables on insurance companies when they try to take advantage of a situation or offer unfair settlements to victims. Finally, the kind of personal injury lawyer in Melbourne, FL you want on your side should be prepared to overcome all odds to get you the best possible results – through negotiations or trial. If you are seeking this kind of lawyer, call Arcadier, Biggie & Wood, PLLC now. What Is Comparative Fault?
When it comes to personal injury law, you get one chance to pursue compensation for your financial losses. If negligence was a factor, your first option may be to accept a settlement from the insurance company. Rest assured, they will pressure you into doing so because they won’t have to pay as much money. You should not accept this – even if it is tempting. In fact, if you do, you may not receive enough money to cover all of your costs. Particularly those that may arise in the future. Your second option is to talk with a personal injury lawyer from our Melbourne, FL. This should actually be your ONLY option.
At Arcardier, Biggie & Wood, PLLC, our personal injury lawyers from Melbourne, FL do things right, and always with the clients’ best interests in mind. We are passionate and committed to fighting for your rights. When you choose us, you can feel pleased in knowing that we:
- Can handle all communication between the insurance adjusters
- Ensure your rights are being well cared for
- May be able to arrange a medical lien
- Have the resources to build a strong, undeniable defense on your behalf
- Don’t accept low-ball settlements from pressuring insurance companies
- Have decades of experience in helping victims like you
- Won’t settle for less than what you deserve
Personal Injury Claims
A personal injury claim can be straightforward, or very complex depending on the circumstances. In general, the more serious the injuries are, the more likely it will be for the insurance company to fight against paying out what the victim needs and deserves. Insurance adjusters are well known for their clever-like tactics and will say just about anything to get the defendant to agree to a settlement with a Melbourne, FL personal injury lawyer. Statements like:
- “You don’t need a lawyer.”
- “We will settle now so you can move forward with your life.”
- “If you don’t accept our offer, you might lose out on the opportunity.”
The insurance company might also suggest that you are partially, or fully, to blame. Due to the sensitive nature of these statements, and the possibility of saying something unintentionally, you should absolutely consult a personal injury lawyer before speaking to the insurance companies. If you choose to retain a personal injury lawyer in Melbourne, FL, and you should, he or she will be able to deal with the people so that you can focus on your recovery.
Cases We Have Handled
When you bring a personal injury lawyer from our Melbourne, Florida office into your case as quickly as possible, you have the best possible chance at recovering maximum compensation. This is because our firm can work diligently to identify and preserve evidence that will enable us to build an undeniable defense strategy. Our experience is vast and has included cases that have involved:
- Hit and runs
- Car accidents
- Commercial truck accidents
- Boat, ATV, and off-road vehicle accidents
- Loss of limb
- Severe burns, lacerations, or scarring
- Broken bones, sprains, and muscle injuries
- Near drowning or drowning
- Brain or head injury
- Neck or spine injury
- Loss of any of the five senses
- Rideshare accidents
- Municipal city accidents
- Premise liability
- Slip/trip and falls
- Construction accidents
- Near drowning
- Amusement park accidents
- Medical malpractice
- Wrongful death
When an accident is the result of another person’s recklessness, negligence, or intentional conduct, they may be responsible to compensate the victim. The goal of compensation is to restore the victims’ life as much as possible – physically, financially, and mentally. A personal injury lawyer may seek to recover damages such as:
- Medical bills
- Rehabilitative therapy
- Lost wages and earning potential
- Prospective losses
- Prospective medical bills
- Pain and suffering
- Punitive damages when applicable
If you are the family member of a victim of a fatal accident caused by the negligence of another party or parties, a wrongful death claim might be filed. In addition to the above damages, a lawyer might also see compensation for a loss of affection, funeral costs, and more.
There are statute of limitations to filing a personal injury claim. This means you should not waste any time. Call a personal injury lawyer Melbourne, FL victims turn to from Arcadier, Biggie & Wood, PLLC now for a complimentary case review.
Insurance Company Communications
Being involved in an accident can be shocking, upsetting, and leave you feeling confused about what to do next. Insurance companies will likely have contacted you soon after the accident. They could be insistent on getting a statement from you or offering you an immediate settlement.
During this time you are at your most vulnerable, and insurance companies know this. Before you agree to any settlement or sign any paperwork, you should talk with a Melbourne, FL personal injury lawyer. In doing so, you could be prevented from experiencing financial loss and disappointment. For an immediate consultation with an experienced personal injury lawyer, call Arcadier, Biggie & Wood, PLLC.
Understanding Insurance Companies and How they Work
After an accident, apart from getting medical help, there are two very important steps to take. The first is to tell a personal injury lawyer what happened and the second is to report the accident to your insurance company. When you do report the accident, the insurance company may want to interview you at that moment. In some situations, they may do so at a later date. This helps to begin the claim process. The insurance adjuster will want to know as many details as possible in order to understand exactly what happened.
Tips Before You Speak to the Insurance Adjuster
Ideally, you will have consulted a personal injury lawyer to gain a comprehensive understanding of what you should and should not say to the insurance adjuster. The following tips can also be taken into consideration:
- Stick to the basic facts
- Do not admit any fault even if you contributed 1% to the accident
- Remember you can refer them to your lawyer
- Keep things simple
Talking with the Insurance Adjuster
In general, the interview with your insurance adjuster will be held over the phone. Sometimes you may be asked to come to the nearest office. Before the interview begins, the adjuster must tell you that it will be recorded. If you do not wish this, you should say so very clearly. Furthermore, if English is not your first language, you are unable to speak, or you have hearing problems, this should be told to the adjuster ahead of time.
Potential Questions to Prepare For
As the interview begins, the adjuster may ask you many questions about the accident. You should be honest, but brief. If you don’t know the answer, say that you “don’t know”, “are uncertain”, or “don’t remember.” This is better than guessing. Examples of questions could include:
- How did the accident happen?
- Where did it happen?
- Was anyone injured?
- Do you have the contact details of the other people involved?
- Did you file a police report?
- Were there any witnesses?
Following the interview, it is possible that you will be offered an immediate settlement. This is particularly true when it is found that the other party is 100% at fault. In general, the amount of this settlement will be incredibly low; so much so, that you may not even be offered enough to cover your losses. For this reason, and more, it is advisable to retain a personal injury lawyer who can protect your rights and interests.
Retaining Legal Counsel to Represent You
As you might notice, dealing with the insurance company may not be a smooth process. By retaining a personal injury lawyer, you can be provided with a legal professional who has the experience and knowledge you need. Our firm can offer you the following benefits:
- We can maintain all communication with the insurance companies
- We understand the clever tactics used against insurance adjusters
- We will protect your rights
- We may be able to prove that the other party was 100% at fault
- Our lawyers will seek maximum compensation
For a free case review with a personal injury lawyer from the Melbourne, FL area, call Arcardier, Biggie & Wood, PLLC. If you were injured because of someone else’s negligence, we would like to listen to your story and explain to you your legal options. Don’t wait, time is of the essence. To learn more, please call Arcadier, Biggie & Wood, PLLC to speak with a qualified personal injury lawyer Melbourne, FL clients recommend.
Personal Injury Claims and Car Insurance Rates
Car insurance. It’s a necessity, and as long as you are a good driver, you likely don’t think about it too often. However, when you are in an accident, your insurance rates are among the only things you can think about. Will your premiums skyrocket? Will you be charged a surcharge? How expensive will your new policy be? All of these are excellent questions, but they are also a little premature, especially if the accident just happened, and the fault hasn’t been determined. Fault plays a significant role in the effect a car crash has on your insurance rates and premiums. Therefore, before you go into complete meltdown mode, review the different possible scenarios.
Deemed Not At Fault
The best-case scenario is to be deemed not at fault once the accident investigation is completed. It is important to note that while most states use contributory negligence rules, as long as you are found less than 50% responsible for the accident, then it will go on your insurance as a not at fault claim, which means that the crash will not affect your insurance premiums, even if you use your coverage for medical expenses and the uninsured motorists benefits. Also, as long as the other driver is found to be at fault, you cannot be surcharged or turned away for coverage.
Deemed At Fault
Unfortunately, if you are found to be at fault for the collision, then your insurance rates will probably increase. Also, depending on the level of negligence determined in the accident report, you might need to pay a surcharge to your insurer, and you may even find it difficult to maintain coverage. While losing coverage is an extreme result, if you have been found negligent before or if your negligence led to significant harm to another party, then it can happen.
No one benefits in an auto accident. Regardless of who’s at fault, both parties are likely to suffer significant financial losses. Therefore, to ensure that you are well-protected and that you get a fair recovery, contact a personal injury attorney to discuss your case, regardless of your fault in the claim. Those who are not at fault will likely need help negotiating a fair settlement, and those who are at fault will probably need representation to ensure that their insurer is fair in their assessment of the incident. Therefore, no matter your stake in the unfortunate collision, have an experienced lawyer in your corner to offer advice and fight when necessary.